Recently, President Trump signed an executive order at the White House titled "Democratizing Access to Alternative Assets for 401(k) Investors," requiring the Treasury Department, Labor Department, and the SEC to initiate rule changes to include Crypto Assets, real estate, private equity, and other "Alternative Assets" in the investment scope of 401(k) pension funds. This news came as a thunderbolt, quickly shaking the global financial markets — it not only has the potential to unlock up to $8.7 trillion in retirement funds but is also seen as a key step for Crypto Assets transitioning from the fringes to the mainstream financial system. Although the White House claims this move aims to "expand ordinary investors' access to diversified assets," a core question arises: does this truly open a new chapter for wealth appreciation in the retirement future of Americans, or is it a reckless gamble?