In the field of encryption finance, an innovative approach is changing people's perception of Decentralized Finance. Unlike the traditional view that DeFi only serves capital whales, this new on-chain credit system directly brings real-world income into the Blockchain, allowing ordinary people to participate.

This groundbreaking concept no longer relies solely on digital assets but instead uses real economic activities as the basis for credit assessment. Through smart contract technology, economic data from the real world, such as wages, invoices, and contracts, is converted into on-chain credit limits. This means that groups such as freelancers and small enterprises can also gain access to financing opportunities, truly realizing the concept of inclusive finance.

What's even more exciting is that this credit system has dynamic characteristics. It can automatically adjust credit limits and risk management strategies based on changes in income, making the entire financial ecosystem more robust and flexible. This is not only a technological advancement but also a significant upgrade in financial philosophy.

This innovative model perfectly combines traditional finance with Blockchain technology, opening the door for more people to participate in the DeFi ecosystem. It not only expands the application scope of Decentralized Finance but also provides new ideas for solving the financing difficulties of the real economy. With the promotion of this model, we can expect to see a more inclusive and fair financial future.

This innovative approach that combines real income with on-chain credit is reshaping the landscape of Decentralized Finance, paving a new path for inclusive finance. Its development potential and impact on the financial world are worthy of our continued attention and anticipation.