In recent years, the United States has undergone significant changes in its pension investment policies, particularly regarding its attitude towards encryption currencies. This shift reflects the growing importance of encryption assets in the financial markets.

In 2022, the U.S. Department of Labor took a cautious stance on 401(k) plan investments in encryption assets, even issuing cautionary guidance. However, just three years later, in May 2025, the Department of Labor retracted its previous warnings and adopted a neutral position. This move paved the way for cryptocurrencies to enter the mainstream retirement investment space.

Even more remarkable is that on August 7, 2025, the signing of an executive order completely changed the game. This order officially allows 401(k) pension plans to invest in encryption, marking a fundamental shift in the U.S. government's attitude towards digital assets.

This series of policy adjustments reflects the maturity of the encryption currency market and the improvement of the regulatory environment. It not only provides investors with more diversified investment options but also creates favorable conditions for the further development and mainstreaming of the encryption currency industry.

However, despite the policy openness, investors still need to approach cryptocurrency investments with caution. Retirement funds are related to personal future livelihood security, and when making investment decisions, one should fully consider their own risk tolerance and seek professional advice.

With this significant policy shift, we can expect the role of encryption in retirement portfolios to become more prominent in the coming years. This not only marks the recognition of the importance of digital assets but also signals that the financial system may usher in broader innovation and transformation.