Author: Nancy,
Huma is a legendary divine bird that appears in Middle Eastern and Persian mythology, symbolizing hope, sanctity, and luck. According to legend, Huma never lands, and whoever is fortunate enough to be brushed by its shadow will receive the mandate of a king, which is the inspiration behind the name Huma Finance.
As one of the currently popular PayFi protocols, discussions around the product mechanisms and development paths of Huma Finance have been heating up recently, with both affirmations of its innovative model and doubts about its transparency and profit mechanisms.
Recently, I interviewed Richard Liu, co-founder of Huma Finance, to help everyone gain a more comprehensive understanding of Huma's operational logic, current development status, and views and judgments on the future of the entire PayFi track.